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GOOD IS FINDING THE HOME OF YOUR DREAMS. GREAT IS FINDING OUT YOU CAN AFFORD IT.

At CME, we make finding the right mortgage, applying for it and processing it easy and painless. Contact our Mortgage team for personal service and knowledgeable advice:

Kara

Kara Spencer
Mortgage Loan Originator
NMLS: 1107275
Dir. 614.224.8890 Opt 9,  Ext 8130
E-mail: kspencer@cmefcu.org
Address: CME Federal Credit Union, 150 E Mound St, Ste 100 Columbus, OH 43215

 

Ryan Hall
Mortgage Loan Originator
NMLS#1597920
Dir: 614.396.4602
Fax: 614.583.9006
Email: rhall@cmefcu.org
Address: CME Federal Credit Union, 150 E Mound St, Ste 100 Columbus, OH 43215

 

A full list of MLOs registered with CME can be found by researching the CU on the NMLS Consumer Access website at: www.nmlsconsumeraccess.org​

First-time home buyers

Now is the perfect time to consider purchasing your first home! With low rates and affordable prices, consider a mortgage from CME!

Only 5% Down with NO MONTHLY PMI!

Apply now

Mortgage Options

CME Fixed-rate mortgages

A fixed-rate mortgage offers predictable payments that never change over the life of your loan, no matter what the markets may decide to do with interest rates.

We offer:
• 10-, 15- and 30-year terms with low closing costs
• Down payment requirements as low as 5%

For more information or to apply, call us at 614-224-8890 or toll free at 1-888-224-3108.

Check Rates

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CME "No Nonsense" Adjustable Rate Mortgage

Adjustable rate mortgages start out with a lower rate than a typical fixed-rate loan, so you can afford more house for the same payment.

For example; Our 5/1 ARM gives you a competitive rate, low up-front costs, and a guaranteed payment for 60 months. Loan payments are adjusted every 1 year thereafter with terms of 10 to 30 years are available. But what really makes a CME adjustable-rate mortgage great is that your mortgage payments and adjustments will often be lower than other mortgage providers, so you can always be sure you’re getting the best rate possible.

  • No escrow required

For more information or to apply, call us at 614-224-8890 or toll free at 1-888-224-3108.

Check Rates

Apply now

VA Loans

There is mortgage help available if you, or your spouse, are eligible veterans, active reservists, or active duty military personnel. The U.S. Department of Veterans Affairs (VA) guarantees loans for eligible military personnel. These are 30- year mortgages with zero down payment and no private mortgage insurance required. They can also be assumed by other eligible veterans.

  • 100% Financing
  • Seller Concessions
  • No Pre-Payment Penalty
  • No Private Mortgage Insurance
  • Owner Occupied (the home financed is being occupied by the mortgage borrower)
  • Assumable Loans (when the home buyer takes over the obligation of the seller without any change in the terms of the new loan)
  • Manufactured Homes

Check out the information on the VA website to find out how to get a certificate of eligibility. For more information or to apply, call us at 614-224-8890 or toll free at 1-888-224-3108.

Apply now

FHA Loans

An FHA loan, offered by the government and insured by the Federal Housing Administration, is a good option for many first-time home buyers with a much lower down payment requirement, as little as 3.5% of the purchase price.

  • Competitive rates
  • More flexibility in qualifying
  • Refinancing options available
  • 15- and 30-year fixed rate mortgages for purchase or refinance
Apply now

Loan Calculator

Calculator is provided for educational purposes only. Contact CME to discuss loan options that fit your needs. See loan rates.

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Service Schedule Notes

Late payment installment & mortgage loan, % of payment amount: 5%