Loan Rates

The following loan rates are effective as of 7/24 /17


Credit Cards

Card Type APR Range
Platinum 7.95% - 18.00%
Platinum Rewards 8.95% - 18.00%
Platinum Preferred 10.95% - 18.00%
Business Platinum Rewards 10.75%


Auto Rates

Term Rate Range
Up to 48 Months 2.90% - 18.00%
Up to 60 Months 3.40% - 18.00%
Up to 72 Months 3.65% - 18.00%
Up to 84 Months 3.90% - 15.40%
Up to 96 Months* 
(2016 or newer)
4.40% - 6.40%


Boat, Motorcycle, & RV Loans

Term Rate Range
Up to 48 Months 3.15% - 18.00%
Up to 60 Months 3.65% - 18.00%
Up to 72 Months 3.90% - 18.00%
Up to 84 Months 4.15% - 17.50%
Up to 96 Months 4.65% - 9.65%
Up to 120 Months 6.15% - 8.65%
Up to 180 Months*
(2011 or newer)
8.15% - 10.65%


Personal Loans

Term Rate Range
Up to 60 Months 10.60% - 18.00%
EZ Line of Credit (5) 11.03% - 18.00%



Share/ Certificate Pledge Loans

Share Pledged Loans

Current Share Rate + 3% (fixed)

Certificate Pledged Loans

Certificate Rate 3% (fixed)







Mortgage Loans (Effective 7/24/17)
No points. Rates subject to change.

Product APR Range
30-Year Fixed
15-Year Fixed
4.319% - 4.695%
3.870% - 4.246%
10-Year Fixed(7) 3.673% - 5.430%
7-Year Fixed(7) 3.360% - 5.116%
3/3 Arm(3) 3.307% - 4.562%
5/1 Arm(4) 2.856% - 4.361%
Non-Owner Occupied 10-Year Balloon(2) 4.694% - 5.197%
Non-Owner Occupied 15-Year ARM (5/1)(2) 4.308% - 4.809%


Home Equity Loans

Product APR Range
Home Equity Line of Credit(1) 4.756% - 8.506%
Home Equity Closed End 5.356% - 7.106%


For all vehicle loans a $195 fee is applicable. For Premium Signature Loans a $50 fee is applicable. For Signature Loans a $25 fee is applicable. Loan rates are based on individual credit quality and subject to change without notice. First mortgage rates apply to owner-occupied properties, which may include a second home. For a personalized rate quote, contact a CME Loan Officer.  A vehicle is considered new if it is a model year 2016 or newer and has less than 25,000 miles.-

Terms available are based on model year.

++
Available for loan amounts over 40K

1) Variable rate loans. Home Equity Loans are adjusted quarterly with the adjustment not to exceed 2.00% annually and will not vary more than 6.00% from rate of issue for the first 10 years. In no event will the rate fall below 4.00%.

2) Variable rate mortgage loans adjust semi-annually (based on anniversary date) with the adjustment not to exceed 1.00%annually and will not vary more than 6.00% from the rate of issue, and in no event will the rate fall below 4.00%. The index is the monthly average yield on the United States Treasury Securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve Board.

3) Variable rate mortgage loan with a fixed rate for the first 3 years. Adjusts every three years thereafter on anniversary date with the adjustment not to exceed 1.00% and will not vary more than 6.00% from the rate of issue, and in no event will the rate fall below 4.00%. The index is the monthly average yield on the United States Treasury Securities adjusted to a constant maturity of 10 years, as made available by the Federal Reserve.

4) Variable rate mortgage loan with a fixed rate for the first 5 years. Adjusts every year thereafter on anniversary date with the adjustment not to exceed 2.00% and will not vary more than 5.00% from the rate of issue, and in no event will the rate fall below 4.00%. The index is the monthly average yield on the United States Treasury Securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve.

5) Variable rate consumer line of credit loan adjusts quarterly with a maximum adjustment of .50%. In no event will the rate fall below 8.00% or exceed 18.00%. The index is the monthly average yield on the United States Treasury Securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve Board.

6) Click here for Credit Card Account Agreement and Disclosure

7) Rates are subject to change without notice. Minimum loan amount of $50,000, maximum loan to value 85%. Offer available to qualified borrowers with credit score of 680 or greater. 10-yr. fixed rate mortgage: A $100,000 loan paid in 120 months of $961.07. 7-year fixed rate mortgage: A $100,000 loan paid in 84 months of $1307.90. $50,000 in new funds to CME required. Primary residence only.