Loan Rates

The following loan rates are effective as of 5/26/17


Credit Cards

Card Type APR Range
Platinum 7.45% - 18.00%
Platinum Rewards 8.45% - 15.45%
Platinum Preferred 10.45% - 17.45%
Business Platinum Rewards 10.25%


Title Secured Loans (Auto, Boats, Motorcycles, RVs)

Term Rate Range
Up to 48 Months 2.75% - 17.75%
Up to 72 Months 3.25% - 18.00%
Up to 84 Months 3.75% - 14.75%
Up to 96 Months 4.25% - 15.25%


Title Secured Loans (Boats & RVs for over $50,000)

Term Rate Range
Up to 120 Months 7.00% - 18.00%
Up to 144 Months 8.00% - 16.00%


Personal Loans

Term Rate Range
Up to 60 Months 10.45% - 18.00%
EZ Line of Credit (5) 9.95% - 17.95%



Share/ Certificate Pledge Loans

Share Pledged Loans

Current Share Rate + 3% (fixed) 

Certificate Pledged Loans

Certificate Rate 3% (fixed)







Mortgage Loans (Effective 5/26/17)
No points. Rates subject to change.

Product APR Range
30-Year Fixed
15-Year Fixed
4.319% - 4.695%
3.870% - 4.246%
10-Year Fixed(7) 3.673% - 5.430%
7-Year Fixed(7) 3.360% - 5.116%
3/3 Arm(3) 3.307% - 4.562%
5/1 Arm(4) 2.856% - 4.361%
Non-Owner Occupied 10-Year Balloon(2) 4.694% - 5.197%
Non-Owner Occupied 15-Year ARM (5/1)(2) 4.308% - 4.809%


Home Equity Loans

Product APR Range
Home Equity Line of Credit(1) 4.256% - 8.006%
Home Equity Closed End 5.356% - 7.106%


For all vehicle loans a $195 fee is applicable. For Premium Signature Loans a $50 fee is applicable. For Signature Loans a $25 fee is applicable. Loan rates are based on individual credit quality and subject to change without notice. First mortgage rates apply to owner-occupied properties, which may include a second home. For a personalized rate quote, contact a CME Loan Officer.  A vehicle is considered new if it is a model year 2014-2016 and has less than 25,000 miles.-

Terms available are based on model year.

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Available for loan amounts over 40K

1) Variable rate loans. Home Equity Loans are adjusted quarterly with the adjustment not to exceed 2.00% annually and will not vary more than 6.00% from rate of issue for the first 10 years. In no event will the rate fall below 4.00%.

2) Variable rate mortgage loans adjust semi-annually (based on anniversary date) with the adjustment not to exceed 1.00%annually and will not vary more than 6.00% from the rate of issue, and in no event will the rate fall below 4.00%. The index is the monthly average yield on the United States Treasury Securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve Board.

3) Variable rate mortgage loan with a fixed rate for the first 3 years. Adjusts every three years thereafter on anniversary date with the adjustment not to exceed 1.00% and will not vary more than 6.00% from the rate of issue, and in no event will the rate fall below 4.00%. The index is the monthly average yield on the United States Treasury Securities adjusted to a constant maturity of 10 years, as made available by the Federal Reserve.

4) Variable rate mortgage loan with a fixed rate for the first 5 years. Adjusts every year thereafter on anniversary date with the adjustment not to exceed 2.00% and will not vary more than 5.00% from the rate of issue, and in no event will the rate fall below 4.00%. The index is the monthly average yield on the United States Treasury Securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve.

5) Variable rate consumer line of credit loan adjusts quarterly with a maximum adjustment of .50%. In no event will the rate fall below 8.00% or exceed 18.00%. The index is the monthly average yield on the United States Treasury Securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve Board.

6) Click here for Credit Card Account Agreement and Disclosure

7) Rates are subject to change without notice. Minimum loan amount of $50,000, maximum loan to value 85%. Offer available to qualified borrowers with credit score of 680 or greater. 10-yr. fixed rate mortgage: A $100,000 loan paid in 120 months of $961.07. 7-year fixed rate mortgage: A $100,000 loan paid in 84 months of $1307.90. $50,000 in new funds to CME required. Primary residence only.