FACTS WHAT DOES CME FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?

Financial companies choose how they share your personal information. Federal law gives consumers/members the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Income
  • Account Balances and Payment History
  • Physical Address, Email Address and Phone Number
  • Credit History and Credit Score

When you are no longer our customer/member, we do not continue to share your information as described in this notice.

How?

All financial companies need to share member/customer personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member/customer personal information; the reasons CME Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does CME Federal Credit Union Share? Can you limit this sharing?
For our everyday business purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus 		Yes No
For our marketing purposes —
to offer our products and services to you 		Yes Yes
For joint marketing with other financial companies Yes Yes
For our affiliates' everyday business purposes —
information about your transactions and experiences 		No We don't share
For our affiliates' everyday business purposes —
information about your creditworthiness 		No We don't share
For affiliates to market to you Yes Yes
For nonaffiliates to market to you Yes Yes
Website Tracking Technologies

We use cookies, pixels, and similar tracking technologies to enhance your experience, analyze website activity, and support marketing efforts. These technologies may collect information such as pages visited, browser type, device identifiers, interactions with digital content, and other online usage data. Some tracking tools are provided by third‑party service providers (including analytics and advertising platforms). When used, certain data collected through these tools may be shared with those third parties to help us measure website performance or deliver relevant marketing. This type of data may be considered nonpublic personal information (NPI) under the Gramm‑Leach‑Bliley Act. [1].

We take steps to ensure any sharing complies with applicable laws and our privacy and security obligations. You can manage cookie preferences through your browser settings, and in some cases, opt out of targeted advertising through tools provided by our service partners.
To limit our sharing or questions:

Call (614) 224-8890 or (888) 224-3108.

Please note: If you are a new member/customer, we can begin sharing your information 30 days fron the date we sent this notice. When you are no longer our member/customer, we continue to share your information as described in this notice within 30 days. You can contact us at any time to limit our sharing.
What we do
How does CME Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does CME Federal Credit Union collect my personal information?

We collect your personal information, for example, when you:

  • open an account
  • deposit money
  • give us your income information
  • apply for a loan
  • use your debit or credit card

We also collect information from others, such as credit bureaus, your employer (for verification of employment when you apply for a loan), and from debt collectors.
Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • CME Financial Services, Inc.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include companies engaged in direct marketing and the selling of consumer products and services.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • CME Financial Services