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Borrowing that has your back.

The key to finding the right loan is having a wide range of terms to choose from. We have loan options to fit your individual needs. Learn more by reviewing our competitive rates below. (The following loan rates are effective as of 4/11/19)

Credit Cards

Card TypeAPR Rate
Platinum9.20% – 18.00%
Platinum Rewards10.20% – 17.20%
Platinum Preferred12.20% – 18.00%
Business Platinum Rewards12.00%
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Auto Rates

TermRate Range
Up to 48 months3.30% – 18.00%
Up to 60 months3.95% – 18.00%
Up to 72 months4.20% – 18.00%
Up to 84 months4.45% – 15.45%
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Boat, Motorcycle & RV Loans

TermRate Range
Up to 48 months3.65% – 18.00%
Up to 60 months4.30% – 18.00%
Up to 72 months4.55% – 18.00%
Up to 84 months4.80% – 15.80%
Up to 96 months++5.30% – 8.30%
Up to 120 months++6.80% – 9.80%
Up to 180 months++
(2011 or newer)
8.80% – 11.80%
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Personal Loans

TermRate Range
Up to 60 months8.25% – 16.75%
EZ Line of Credit (3)12.40% – 18.00%
Unsecured Home Improvement +8.99% – 9.99%
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Share / Certificate Pledge Loans

Information
Share Pledged LoansCurrent Share Rate +3% (fixed)
Certificate Pledged LoansCertificate Rate 3% (fixed)
Credit Builder Loans12.00%
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Mortgage Loans

ProductAPR Rate
30-Year Fixed
15-Year Fixed
See daily rates
10-year Fixed (4)4.090% – 5.594%
7-year Fixed (4)3.745% – 5.248%
5/1 ARM (2)3.874% – 5.381%
Non-Owner Occupied 15-year ARM (5/1)5.396% – 5.898%
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Home Equity Loans

ProductAPR Rate
Home Equity Line of Credit (1)6.756% – 9.256%
Home Equity Closed End5.856% – 8.356%
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Ready to become a member?

If you live, work, worship, volunteer, or attend school in Delaware, Fairfield, Franklin, Licking, Madison, Morrow, Pickaway and Union counties, you can join. If you’re related to someone who’s a CME member, you can join…even if you don’t live in our geographic area. Plus, if you joined CME then moved out of the county, you’re still a member.

Apply Now

For all vehicle loans a $195 fee is applicable. For Signature Loans a $25 fee is applicable. Loan rates are based on individual credit quality and subject to change without notice. First mortgage rates apply to owner-occupied properties, which may include a second home. For a personalized rate quote, contact a CME Loan Officer.  A vehicle is considered new if it is 2 model years or newer and has less than 25,000 miles.

Terms available are based on model year.

+ Require a contractor bid to improve a primary residence.

++ Available for loan amounts of 50K or higher.

1) Variable rate loans. Home Equity Loans are adjusted quarterly with the adjustment not to exceed 2.00% annually and will not vary more than 6.00% from rate of issue for the first 10 years. In no event will the rate fall below 4.00%.

2) Variable rate mortgage loan with a fixed rate for the first 5 years. Adjusts every year thereafter on anniversary date with the adjustment not to exceed 2.00% and will not increase more than 5.00% from the rate of issue, and in no event will the rate fall below 4.00%. The index is the monthly average yield on the United States Treasury Securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve.

3) Variable rate consumer line of credit loan adjusts quarterly with a maximum adjustment of .50%. In no event will the rate fall below 8.00% or exceed 18.00%. The index is the monthly average yield on the United States Treasury Securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve Board.

4) Rates are subject to change without notice.