Deposit Rates

The following deposit rates are effective 3/22/17 to 4/4/17

ez Money Checking 

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Minimum to Earn Dividend APY
$1,000 - $14,999 0.05%
$15,000 - $49,999 0.05%
> $50,000 0.05%


Money Market / Business Money Maximizer

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Minimum to Earn Dividend APY
$1,000 - $14,999 0.10%
$15,000 - $49,999 0.15%
$50,000 - $99,999 0.25%
> $100,000 0.35%


Advantage and Supplemental Share / Business Share

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Range APY
$100 - $999.99 0.01%
$1,000 - $14,999.99 0.05%
$15,000 - $49,999.99 0.05%
> $50,000 0.10%


Health Savings Accounts

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Range APY
$100 - $999 0.15%
$1,000 - $14,999 0.50%
$15,000 - $24,999 1.01%
> $25,000 1.51%


Holiday Club

Range APY
$50 0.10%


IRA Share

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Range APY
$50 0.25%


Share Certificates & IRA Certificates

*Bonus on Certificates based on your relationship with CME -- Add .15% with a $5,000 to $15,000 household relationship for Greater Members and Add .25% with a $15,000+ relationship for Greatest Members!

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Range APY(*)
3-5 Months $500 - $14,999.99
$15,000 - $49,999.99
> $50,000
0.05%
0.10%
0.15%
6-11 Months $500 - $14,999.99
$15,000 - $49,999.99
> $50,000
0.20%
0.25%
0.30%
12-23 Months $500 - $14,999.99
$15,000 - $49,999.99
> $50,000
0.35%
0.40%
0.45%
24-35 Months $500 - $14,999.99
$15,000 - $49,999.99
> $50,000
0.55%
0.60%
0.65%
36-47 Months $500 - $14,999.99
$15,000 - $49,999.99
> $50,000
1.01%
1.06%
1.11%
48-59 Months $500 - $14,999.99
$15,000 - $49,999.99
> $50,000
1.16%
1.21%
1.26%
60 Months $500 - $14,999.99
$15,000 - $49,999.99
> $50,000
1.51%
1.56%
1.61%
72 Months $500 - $14,999.99
$15,000 - $49,999.99
> $50,000
1.66%
1.71%
1.76%
84 Months $500 - $14,999.99
$15,000 - $49,999.99
> $50,000
1.92%
1.97%
2.02%
18-Month Bump
(Able to change rate once during term)
$500 - $14,999.99
$15,000 - $49,999.99
> $50,000
0.50%
0.55%
0.60%
30-Month Bump
(Able to change rate twice during term)
$500 - $14,999.99
$15,000 - $49,999.99
> $50,000
0.75%
0.80%
0.85%


Legacy Accounts

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ez 2 Earn Checking & Savings APY
25+ Debit-Card Signature Transactions

10 to 24 Debit-Card Signature Transactions
0.10%

0.05%
Capital Checking APY
Minimum to Earn Dividend:
$1,000 or more
0.05%

All of CME's savings products are insured up to a combined total of $500,000. The National Credit Union Administration ( NCUA ) provides $250,000 of federal coverage. The additional $250,000 of coverage is provided by Excess Share Insurance ( ESI ), a private share insurer. CME provides members the highest combination of federal/private share savings deposit insurance available.

Deposits may be made to new and existing Share, Youth and IRA Certificates without extending the maturity date. Members can add to the certificate anytime through payroll deduction/automatic allocation ($50/pay minimum) or by cash or check ($250 minimum) without extending maturity.

Savings and Loan Rates are subject to change without notice.

APY=Annual Percentage Yield

*APY Annual Percentage Yield at next dividend posting if dividends are not withdrawn during the term. We will impose a penalty if you withdraw any of the funds before the maturity date. The penalty imposed will be either 1) equal to 90 days of dividends of the amount withdrawn for Accounts having a term of less than one year; and 180 days of dividends on the amount withdrawn for Accounts having a term equal to or greater than one year and less than six years, or 2) equal to 3.00% of the Account balance at the time of early withdrawal for Accounts having a term greater than or equal to six years.

1 Minimum balance required on Share Certificates is $500.

2 Minimum balance required on IRA Certificates is $500.

3 Minimum balance required on Youth Share Certificate is $250.