Savings Accounts

Good is knowing you have a nest egg. Great is knowing your nest egg is safe.

At CME, we have many ways for you to make the most of your hard-earned savings. Our savings accounts offer the following features:

  • You can access your savings account with a GreatCard debit card or ATM Cash Card 
  • All can be managed using CME@Home online or mobile banking 
  • All can be added to using Direct Deposit and Payroll Deduction 
  • Insured Savings! All CME savings accounts and certificates are insured up to a combined total of $500,000. The National Credit Union Administration provides $250,000 of federal coverage. The additional $250,000 coverage is provided by Excess Share Insurance, a private share insurer. 

Open a Savings Account

Advantage Share Accounts

  • Open with just $5 (your membership stake) 
  • Earn dividends when balance is over $100 
  • Rates are tiered, so the more you save, the higher your rate 

Holiday Club

With a CME Christmas Club you put away a little each paycheck through payroll deduction, and when the holidays come, you’ll have the money you need. You even earn dividends on balances over $50.

  • No minimum opening balance
  • Account balance automatically transferred to your savings or checking on November 1st
  • Withdrawal penalty applies if funds are withdrawn prior to the first business day in November

Interested but you need more access to your funds? Or maybe you are looking for a high interest rate? Come visit us and ask about Secondary Savings Accounts and Money Market options.

Insured Money Market Account

  • For high rates and full liquidity on insured savings
  • Best return on fully liquid savings
  • Earn dividends with $1,000 or more 
  • Rates are tiered so the more you save, the higher your rate